a roof with a hole in it

Pelham: House Hunting: What Happens If Roof Inspection Fails?

Pelham's picturesque neighborhoods and charming streets make it a sought-after place to live. If you're planning on moving to this lovely town, it's essential to ensure the house you select is in excellent condition. One of the most critical aspects to inspect when house hunting is the roof. So what happens if the roof inspection fails? This article will guide you through the steps to take when faced with a failed roof inspection and help you make an informed decision.

Understanding Roof Inspections

A roof inspection is a thorough examination of the roof's condition, including its structure, materials, and overall functionality. A professional inspector will assess the roof for damages, leaks, and signs of wear and tear that may lead to future problems. This inspection is vital for several reasons:

  1. Safety: A damaged or poorly maintained roof can pose a risk to the occupants of the house, as it may lead to leaks, mold, and even structural collapse.
  2. Home Value: A home with a damaged or failing roof will have a lower market value, as potential buyers will be wary of the costs associated with roof repair or replacement.
  3. Insurance: Many insurance policies require a satisfactory roof inspection before they will provide coverage for a property. A failed inspection can lead to increased premiums or even denial of coverage.
  4. Energy Efficiency: A well-maintained roof will help to regulate the temperature inside the home, reducing energy costs and providing a more comfortable living environment.

What Happens If The Roof Inspection Fails

If the roof inspection reveals significant issues such as structural damage, leaks, or a high likelihood of future problems, it is considered a failed inspection. This can be a stressful situation, but it's essential to approach it with a clear plan and the help of experienced professionals. Here are the steps you should take following a failed roof inspection:

1. Negotiate with the Seller

If the roof inspection reveals significant issues, the first step is to discuss these findings with the seller. You can request that they either repair the roof themselves or provide a credit toward the cost of repairs. In some cases, the seller may be willing to lower the asking price to accommodate the necessary repairs. Keep in mind that negotiations should always be done in good faith and with the understanding that both parties are working towards a fair and mutually beneficial resolution.

2. Get a Roof Repair Estimate

Before making any decisions, it's essential to have a clear understanding of the costs involved in repairing the roof. Contact local roofing contractors to obtain estimates for the repairs needed. This will give you a better idea of the expenses you'll be facing if you choose to move forward with the purchase and repair of the roof yourself.

3. Consider Your Financing Options

If the cost of roof repairs is significant, you may need to explore additional financing options. Some mortgage lenders offer renovation loans that can cover the cost of necessary repairs, while others may be willing to adjust the terms of your mortgage to include the cost of repairs. Speak with your lender to determine which options are available to you.

4. Reevaluate Your Offer

Once you have a clear understanding of the costs involved in repairing the roof, you may need to reevaluate your offer on the house. If the seller is unwilling to make repairs or provide credit for the necessary work, consider whether the additional expense is worth it for you. Be realistic about your budget and the value of the home with a repaired roof.

5. Walk Away if Necessary

If negotiations with the seller reach a standstill, or if the cost of repairs is too high, it may be best to walk away from the deal. While it can be disappointing to let go of a home you were excited about, it's essential to prioritize your financial well-being and ensure you're making a wise investment. There will always be other homes on the market, and it's better to wait for the right one than to rush into a costly mistake.


A failed roof inspection doesn't necessarily mean the end of your house-hunting journey in Pelham. By being proactive and working closely with your real estate agent and roofing contractors, you can determine the best course of action for your situation. Remember that your main goal is to find a home that is safe, structurally sound, and a smart investment. With patience, perseverance, and the right team of professionals on your side,

Don't let a failed roof inspection discourage you from continuing your search for the perfect home in Pelham. Our team of roofing contractors at Cardinal Roof can provide you with comprehensive roofing services to ensure that the house you're eyeing is safe and secure. We understand how important it is to find your dream home, and we're here to help you achieve that goal with confidence.

Let us take care of all your roofing needs without any worries! Contact us today to get started!